Make smart moves. Build better credit. That’s the Gameplan.
Useful tips from Aqua that could help you reach your goals. With Sean Dyche, our Credit Gaffer.
34.9% APR
Representative (variable) for Aqua Classic.
Make smart moves. Build better credit. That’s the Gameplan.
Useful tips from Aqua that could help you reach your goals. With Sean Dyche, our Credit Gaffer.
Representative (variable) for Aqua Classic
Hear from the Gaffer
Did you know over half of people in the UK think it's easier to understand football rules than credit scores?
Sean Dyche, Premier League football manager, has spent his career building winning Gameplans. And now, he’s sharing one from Aqua that could help you make the right moves to build your credit score.
Get the Gameplan
Managing finances can sometimes feel tough. But with Aqua, you’ve already got a Gameplan for building credit.
The Gameplan starts here. Six useful tips to be match fit.
Get on the team sheet
Check you're on the electoral register. Lenders like to see that you're officially in the lineup. Make sure you’re registered so they know who you are.
Get on the team sheet
Check you're on the electoral register. Lenders like to see that you're officially in the lineup. Make sure you’re registered so they know who you are.
Don't mistime your pass
Make regular payments on time and in full each month to show lenders you’re able to manage your finances. Set up a Direct Debit – like a perfectly timed pass, it helps keep you on track.
Don't mistime your pass
Make regular payments on time and in full each month to show lenders you’re able to manage your finances. Set up a Direct Debit – like a perfectly timed pass, it helps keep you on track.
Review the match footage
Every manager does a debrief. Do the same with your credit report. By checking your credit report regularly, you can spot errors or fraud early.
Review the match footage
Every manager does a debrief. Do the same with your credit report. By checking your credit report regularly, you can spot errors or fraud early.
Aspire to be a club hero
Manage your account well and stay within your credit limit to show reliability over time. Lenders could trust you more if they see long-standing, well-managed accounts.
Aspire to be a club hero
Manage your account well and stay within your credit limit to show reliability over time. Lenders could trust you more if they see long-standing, well-managed accounts.
Trial match vs. full contract
Most lenders give you the chance to check your eligibility, which doesn’t leave a mark on your credit report. Think of an eligibility check as a trial match.
Trial match vs. full contract
Most lenders give you the chance to check your eligibility, which doesn’t leave a mark on your credit report. Think of an eligibility check as a trial match.
Stick to the Gameplan
Don’t chase every ball or overstretch yourself. Manage your accounts well, stay on top of debt and over time you could build your credit score.
Stick to the Gameplan
Don’t chase every ball or overstretch yourself. Manage your accounts well, stay on top of debt and over time you could build your credit score.
The smart way to build better credit
Aqua is the card that gives you the power to improve your credit score. It includes personalised tools and credit limits that can grow as we get to know you. Plus, you’ll also get 24/7 fraud protection. Join nearly half a million people improving their credit score.
The coach in your pocket
Aqua customers get special benefits, including free and easy access to your credit score and credit report. Plus, you'll have your very own credit coach in your pocket – Aqua Coach. A personalised step every month that could help you improve your credit score.
The coach in your pocket
Aqua customers get special benefits, including free and easy access to your credit score and credit report . Plus, you'll have your very own credit coach in your pocket – Aqua Coach. A personalised step every month that could help you improve your credit score.
Caroline trusted the Gameplan
As a freelancer, Caroline’s financial security has always been important to her. So it really shook her when she discovered she had a low credit score. Other lenders had turned her away, but then she discovered Aqua. Since getting a ‘yes’ from us, Caroline says Aqua has helped her manage her finances in a positive way.
‘My confidence has gone through the roof. It’s a great feeling,
a great place to be.’
As a freelancer, Caroline’s financial security has always been important to her. So it really shook her when she discovered she had a low credit score. Other lenders had turned her away, but then she discovered Aqua. Since getting a ‘yes’ from us, Caroline says Aqua has helped her manage her finances in a positive way.
‘My confidence has gone through the roof. It’s a great feeling, a great place to be.’
Wall of wins
Credit building can be easier if you have a Gameplan. See how Aqua is helping people feel more confident, in control and on their way to building better credit.
Credit building can be easier if you have a Gameplan. See how others have put the ball in the back of the net.
Don’t forget!
Failure to make payments on time or to stay within your credit limit means that you’ll pay additional charges and may make it more expensive and difficult to get credit in the future.
Credit limit / credit score could increase with responsible account management.
Credit available only to UK residents aged 18 and over. Subject to status. Terms apply. The APR applicable to your account will depend on our assessment of your application.
Available to use with
Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively. They form part of the NewDay group of companies. The registered office for these companies is 7 Handyside Street, London, N1C 4DA. NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct Authority (FCA) with numbers 690292 and 682417 respectively. NewDay Ltd is also authorised by the FCA under the Payment Services Regulations 2017 (ref no: 555318) for the provision of payment services. Aqua is a trademark of NewDay Cards Ltd, which is used under licence by NewDay Ltd.
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34.9% APR
